Welcome to MLC

Why use our Free Mortgage Loan Services?

We're here to save you time and money. Our participating lenders offer the best rates around, which can add up to substantial savings over the life of your loan.

Our mortgage search system is easy to use and it costs nothing to apply. Our online questionnaire takes a few minutes to complete and, based on what you tell us, we'll search our database of over 720 lenders to find a loan that matches your needs. Within just 24 hours, you'll receive an offer.

It so easy, just answer a few questions to the best of your ability. Tell us about the type of loan you are looking for and your current financial situation. Be as accurate as you can, because the details you provide will help determine your options. Within just 24 hours, you will receive a customized rate quote by phone or e-mail.

Use the calculator to determine your maximum a mortgage and how different interest rates affect your how much you can borrow or how much income you need to qualify for a mortgage and how different interest rates affect your required income.

You can usually only borrow up to 95% of the property's valuation – 100% mortgages are available but high rates of interest make them prohibitively expensive. You might pay 1% more to borrow at this level – better to save for a deposit. Many lenders give better deals to people with large deposits so it can make sense to dip into savings to get one.

Remember, you can save thousands of dollars in interest by increasing your monthly mortgage payment.

Most people choose to repay their mortgage over 25 years but it’s not compulsory. If you are an older buyer and want to make sure the loan is repaid before you retire you can choose to pay more each month over a shorter period.

Put the worry of medical debts behind you with a Major Medical Insurance policy to protect you and your family.

Save on every policy, including California Home Owners Insurance coverage when you buy at InsurePrice.com.

Mortgages Loan Calculator

Now more than ever mortgage loans are waiting for you! If your a new home buyer or looking to refinance we'll find programs customized for your budget. Click on the Start Quote button above and get your free mortgage loan quote now!